Motor vehicle insurance

This article will introduce motor vehicle insurance from three aspects, its meaning, classification and some of its main features.

机动车辆保险.jpg

I. Meaning

Motor vehicle insurance covers the loss of motor vehicles caused by natural disasters and accidents, as well as the economic compensation for third-party property losses and personal injuries.

two. Main classification

1. Basic Insurance: Vehicle Loss Insurance, Traffic Accident Liability Compulsory Insurance, and Third Party Liability Insurance.

2. Additional risks: stolen emergency insurance, glass breakage insurance, vehicle suspension loss insurance, spontaneous combustion loss insurance, new equipment damage insurance, and non-deductible special insurance.

In the purchase of vehicle insurance, if the basic insurance is not insured, the above additional insurance may not be insured; the liability of the basic insurance is terminated and the insurance liability of the additional insurance is terminated at the same time.

three. Motor vehicle insurance features

1. The insurance object has a high probability of risk, and the insurance coverage rate is high. The popularity of motor vehicles is relatively high. In China, the use of automobiles as a means of transportation has become a consensus of everyone, and it is accompanied by the accident rate that is difficult to reduce. When calculating the probability of occurrence of insurance, the base is large, and in one year The number of accidents is also high. .

2. The occurrence of an insurance accident is usually closely related to a third party. Traffic accidents are usually not caused by one person. Certainly there is a third party involved in order to cause damage to the vehicle. Therefore, a third party liability insurance is generated. The losses caused by the three parties are paid back by the insurance company to the third party after the insurance company makes the payment.

3, the use of absolute deductible and no compensation benefits. Motor vehicle insurance does not compensate for all losses. It is necessary to determine the amount of compensation after the insurance company has been approved, and set different rates according to the proportion of accidents.

4. Particularity of compensation for losses

5. The use of variable-value insurance applies to subrogation claims and appointments. The so-called subrogation claims refer to the insurance accidents caused by the risks of the insurance policy in the property insurance, such as the motor vehicle insurance mentioned in this article, and the accident is caused by the third party liability. The insurer pays the insured person. After the insurance claims are paid, the right to claim a third party is obtained according to law. This right acquired by the insurer is called subrogation right, also called subrogation. In other words, the amount of indemnity paid by the insurance company can be retrieved from a third party.

6, compensation mainly to take repair. In the event of a car accident, most of the vehicles were sent to the repair shop. For the sake of their own interests, the insurance company usually repairs damaged vehicles directly, and rarely directly replaces them with new ones.


Buttweld Tee


TEE Type welded/seamless X TYE ,Y TYPE

Standard: ASME/ANSI B16.9 ANSI/ASME B16.11 ANSI/ASME B16.28

BSEN10253-2 BS EN10253-4

Size:1/2''~48''(Seamless); 16''~80''(Welded)

Wall thickness: Sch5~Sch160\XXS

Manufacturing process: Hot Extruded , cold extruded ,pressed , etc.

Material:

Carbon steel:

FSGP PG370W PT370
.ASTM / ASME A234: WPB - WPC - WP1WP11 - WP12 - WP5 - WP22 - - WP91
ASTM / ASME A/SA 420: WPL6 - WPL3EN 10216-2: P195GH - P235GH - P265GH-P355Nh
20MnNb6 - 16Mo3 - 8MoB5-4 - 14MoV6310CrMo5-5 - 13CrMo4-5 - 10CrMo9-10-15NiCuMoNb5-6-4 - X11CrMo5X11CrMo9-1 - X10CrMoVNb9-1X10CrWMoVNb9-2 - X20CrMoV11-1former BS-DIN-AFNOR equivalent grades)

HIGH YIELD STEEL FOR PIPELINE AND OFFSHORE FITTINGS
ASTM A860 / MSS-SP75: WPHY 42WPHY 46 - WPHY 52 - WPHY 60-WPHY 65 - WPHY 70 grades
WPHY 80 only as per MSS-SP75 EN 10208-2: L245NB - L290NBL360NB - L415NB - L360QBL415QB - L450QB - L485QB - L555Q

Stainless steel:

304/SUS304/UNS S30400/1.4301

304L/UNS S30403/1.4306;

304H/UNS S30409/1.4948;

309S/UNS S30908/1.4833

309H/UNS S30909;

310S/UNS S31008/1.4845;

310H/UNS S31009;

316/UNS S31600/1.4401;

316Ti/UNS S31635/1.4571;

316H/UNS S31609/1.4436;

316L/UNS S31603/1.4404;

316LN/UNS S31653;

317/UNS S31700;

317L/UNS S31703/1.4438;

321/UNS S32100/1.4541;

321H/UNS S32109;

347/UNS S34700/1.4550;

347H/UNS S34709/1.4912;

348/UNS S34800;

Alloy steel:

ASTM A234 WP5/WP9/WP11/WP12/WP22/WP91;

ASTM A860 WPHY42/WPHY52/WPHY60/WPHY65;

ASTM A420 WPL3/WPL6/WPL9;

Duplex steel

ASTM A182 F51/S31803/1.4462;

ASTM A182 F53/S2507/S32750/1.4401;

ASTM A182 F55/S32760/1.4501/Zeron 100;

2205/F60/S32205;

ASTM A182 F44/S31254/254SMO/1.4547;

17-4PH/S17400/1.4542/SUS630/AISI630;

F904L/NO8904/1.4539;

725LN/310MoLN/S31050/1.4466

253MA/S30815/1.4835;

Nickel alloy steel:

Alloy 200/Nickel 200/NO2200/2.4066/ASTM B366 WPN;

Alloy 201/Nickel 201/NO2201/2.4068/ASTM B366 WPNL;

Alloy 400/Monel 400/NO4400/NS111/2.4360/ASTM B366 WPNC;

Alloy K-500/Monel K-500/NO5500/2.475;

Alloy 600/Inconel 600/NO6600/NS333/2.4816;

Alloy 601/Inconel 601/NO6001/2.4851;

Alloy 625/Inconel 625/NO6625/NS336/2.4856;

Alloy 718/Inconel 718/NO7718/GH169/GH4169/2.4668;

Alloy 800/Incoloy 800/NO8800/1.4876;

Alloy 800H/Incoloy 800H/NO8810/1.4958;

Alloy 800HT/Incoloy 800HT/NO8811/1.4959;

Alloy 825/Incoloy 825/NO8825/2.4858/NS142;

Alloy 925/Incoloy 925/NO9925;

Hastelloy C/Alloy C/NO6003/2.4869/NS333;

Alloy C-276/Hastelloy C-276/N10276/2.4819;

Alloy C-4/Hastelloy C-4/NO6455/NS335/2.4610;

Alloy C-22/Hastelloy C-22/NO6022/2.4602;

Alloy C-2000/Hastelloy C-2000/NO6200/2.4675;

Alloy B/Hastelloy B/NS321/N10001;

Alloy B-2/Hastelloy B-2/N10665/NS322/2.4617;

Alloy B-3/Hastelloy B-3/N10675/2.4600;

Alloy X/Hastelloy X/NO6002/2.4665;

Alloy G-30/Hastelloy G-30/NO6030/2.4603;

Alloy X-750/Inconel X-750/NO7750/GH145/2.4669;

Alloy 20/Carpenter 20Cb3/NO8020/NS312/2.4660;

Alloy 31/NO8031/1.4562;

Alloy 901/NO9901/1.4898;

Incoloy 25-6Mo/NO8926/1.4529/Incoloy 926/Alloy 926;

Inconel 783/UNS R30783;

NAS 254NM/NO8367;

Monel 30C

Nimonic 80A/Nickel Alloy 80a/UNS N07080/NA20/2.4631/2.4952

Nimonic 263/NO7263

Nimonic 90/UNS NO7090;

Incoloy 907/GH907;

Nitronic 60/Alloy 218/UNS S21800



A tee is a branched, reinforced outlet fitting that permits flow at 90 to the main flow. The main flow

passes through the run of the tee. The 90 outlet iscalled the branch of the tee. A straingt tee is manufactured with all three outlets, the run as well asthe branchm the same size. A reducing tee is madewith the branch outlet smaller than the run toaccoomodate the design flow rate.

Pipe Tee,Tee Pipe Fittings,Pipe Fitting Tee,Steel Pipe Tee

HeBei GuangHao Pipe Fittings Co .,LTD (Cangzhou Sailing Steel Pipe Co., Ltd) , https://www.guanghaofitting.com